Visualizzazione post con etichetta social. Mostra tutti i post
Visualizzazione post con etichetta social. Mostra tutti i post

mercoledì 12 marzo 2014

The XO-1 laptop is history

The XO-1 laptop is history



The XO-1 laptop is history | Social ROI: A Social Entrepreneurship Blog Main menuSkip to contentThe XO-1 laptop is historyPosted onMarch 11, 2014by johnThe great excitement, energy, and enthusiasm that brought us together is gone. OLPC is dead. In its place, is the reality that technology is a force in education, and we all need to be vigilant about when, where, and how it’s used. – See more at: http://ift.tt/NWkWX4 This entry was posted in Digital Divide. Bookmark the permalink. Post navigation © Social ROI: A Social Entrepreneurship Blog



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The great excitement, energy, and enthusiasm that brought us together is gone. OLPC is dead. In its place, is the reality that technology is a force in education, and we all need to be vigilant about when, where, and how it’s used. – See more at: http://ift.tt/NWkWX4



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Social Entrepeneurship, digital, digital-divide, divide, entrepreneurship, menuskip, olpcnews, onmarch, reality, roi, social, social-entrepreneurship, that-technology

venerdì 7 marzo 2014

Talent Hunt Website by prateekshukla94



Hello Guys, We are developing a website, a talent hunt website wHere user can : – - Upload their talent in the form of photos, videos, audio. – Website will be like social networking website, where user can also add as a friend, chat with other users, will have their profile… (Budget: ₹100-₹400 INR, Jobs: AJAX, Javascript, MySQL, PHP)


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#Accounts, #Ajax, #Javascript, #Jquery, #Mysql, #Net, #Photos, #Social, #Talent, #Username

venerdì 14 febbraio 2014

Global Ideas News Brief: Mapping the next coup

Global Ideas News Brief: Mapping the next coup



BusinessEmerging Markets Are Crashing: Should We Be Worried?The AtlanticDeveloping countries used to be sources of stability for the global economy. Now they’re its biggest threat.An awakening giantEconomistIf Africa’s economies are to take off, Africans will have to start making a lot more things. They may well do so.The Challenges of Running Responsible Supply ChainsNYTBangladesh is just one link in the global supply chain. As a result of globalization, almost every item bought by consumers in developed countries is produced at least in part by low-wage workers in developing countries. While it’s true that these jobs have lifted many individuals out of grueling poverty, it’s also true that many of them work in conditions that violate acceptable standards in the United States and other …



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Business


Emerging Markets Are Crashing: Should We Be Worried?

The Atlantic

Developing countries used to be sources of stability for the global economy. Now they're its biggest threat.


An awakening giant

Economist

If Africa’s economies are to take off, Africans will have to start making a lot more things. They may well do so.


The Challenges of Running Responsible Supply Chains

NYT

Bangladesh is just one link in the global supply chain. As a result of globalization, almost every item bought by consumers in developed countries is produced at least in part by low-wage workers in developing countries. While it’s true that these jobs have lifted many individuals out of grueling poverty, it’s also true that many of them work in conditions that violate acceptable standards in the United States and other developed countries.


The Limits of Buy-One Give-One

Stanford Social Innovation Review

Most socially responsible businesses won’t succeed by giving away something for free.


Food


The Ethiopian Approach to Food Security

Stanford Social Innovation Review

How one African country is changing how we feed the world.


Peace


A worrying map of the countries most likely to have a coup in 2014

Washington Post

By tracking over a dozen variables – from political system to years of independence the presence of absence of an "elite" ethnic group – the model roughly estimates the likelihood that each country will experience a coup this year.


South Sudan’s Unfinished Business

NYT opinion

Even peace would be a partial solution, because it cannot address the underlying cause of the strife: the lack of competent institutions of governance in the fledgling republic.


Energy


The World's Horrible Weather Just Means We Need To Keep Supporting A Clean Energy Revolution

Fast.Co.Exist

Projects around the world–from bamboo bikes in Ghana to solar power in Bangalore slums–might seem small. But together, they might change our footprint.


Aid


In Syria, aid workers brave mortar shells, gunfire to deliver food to Homs

Washington Post

Humanitarian workers braved mortar shells and gunfire Sunday as they pushed forward with their mission to deliver aid into besieged parts of the Syrian city of Homs and evacuate citizens, a day ahead of peace talks between the two sides.


Philippine Children Still Struggling Months After Deadly Typhoon

Wall Street Journal

Three months after Typhoon Haiyan devastated the central Philippines, children living in the disaster zone still face daily challenges from ongoing disruptions to school and family life – and will continue to struggle if they fail to find some normalcy.


Interest


‪Bill Gates Debunks Myths About Poverty

Late Night with Jimmy Fallon

Jimmy asks Bill about some of the myths debunked in the 2014 Gates Annual Letter, including the idea that poor countries are doomed to stay poor.






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Social Entrepeneurship, children, energy, ghana, innovation, insurance, markets, poverty, security, social, syria, united, weather

mercoledì 5 febbraio 2014

Quotable: Why social entrepreneurship is so promising

Quotable: Why social entrepreneurship is so promising



Quotable: Why social entrepreneurship is so promising Email share Social EnterpriseQuotable: Why social entrepreneurship is so promising By Kyla Yeoman, February 5, 2014 Photo: A. Bacher for Mercy Corps. In the private sector, you innovate or you die. You have to bring new ideas, new approaches, new products, more efficient services to the marketplace, or you don’t thrive. There’s nothing analogous to this in the social marketplace. That’s why social entrepreneurship is so promising: it brings together the systems, the methods, the reach, of both the public and private sectors to tackle these very difficult problems. – Neal Keny Guyer, Mercy Corps CEOArticles You Might Like:Q&A with Mercy Corps CEO about market innovations to povertyFree trials and payment plans: Innovative ways to market clean energy products in rural…



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In the private sector, you innovate or you die. You have to bring new ideas, new approaches, new products, more efficient services to the marketplace, or you don’t thrive. There’s nothing analogous to this in the social marketplace. That's why social entrepreneurship is so promising: it brings together the systems, the methods, the reach, of both the public and private sectors to tackle these very difficult problems.



- Neal Keny Guyer, Mercy Corps CEO






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Social Entrepeneurship, bacher, both-the-public, chocolate, corps, enterprise, guyer, insurance, private, social

mercoledì 29 gennaio 2014

Jimmy Wales’s Plan to Save the World With Mobile Phones

Jimmy Wales’s Plan to Save the World With Mobile Phones



Jimmy Wales’s Plan to Save the World With Mobile Phones | Social ROI: A Social Entrepreneurship Blog Main menuSkip to contentJimmy Wales’s Plan to Save the World With Mobile PhonesPosted onJanuary 28, 2014by johnGreat to see more stuff like this:“The basic concept is that 10 percent of your [mobile phone] bill goes directly to a cause of your choice, straight off the top,” he said.via Recode This entry was posted in General. Bookmark the permalink. Post navigation © Social ROI: A Social Entrepreneurship Blog



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“The basic concept is that 10 percent of your [mobile phone] bill goes directly to a cause of your choice, straight off the top,” he said.


via Recode



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Social Entrepeneurship, entrepreneurship, john, menuskip, mobile, onjanuary, roi, social, social-entrepreneurship, wales, world

giovedì 9 gennaio 2014

Counselors Key to Getting Students from High School to College

Counselors Key to Getting Students from High School to College



The challenges facing high school counselors, who are tasked with discussing college and career choices with students, can be difficult. As a piece from the Hechinger Report illustrates, a counselor at Campbell High, in Smyrna, GA, when asking about her students’ goals, was greeted with indifference and wisecracks like “Become a drug dealer.” Later, when asked to sit at computers and go through a questionnaire to help determine what courses of studies and careers would be good fits for them, several of the same students struggle with the words on the screen, English still foreign to them. In spite of all these warning signs, counselors’ caseloads are so big that this may be the only time for at least a year that many of these…



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The challenges facing high school counselors, who are tasked with discussing college and career choices with students, can be difficult. As a piece from the Hechinger Report illustrates, a counselor at Campbell High, in Smyrna, GA, when asking about her students’ goals, was greeted with indifference and wisecracks like “Become a drug dealer.”


Later, when asked to sit at computers and go through a questionnaire to help determine what courses of studies and careers would be good fits for them, several of the same students struggle with the words on the screen, English still foreign to them.


In spite of all these warning signs, counselors’ caseloads are so big that this may be the only time for at least a year that many of these students will ever see her or any other counselor. The best she can do is reach out each fall to Campbell’s 800 first-year students in groups like these, to try to give them an idea of what life might be like beyond their early teens.


Campbell High, in Smyrna, a fast-growing city about 20 miles northwest of Atlanta where one in five children under 18 lives in poverty, began holding the group meetings this year. They’re among several attempts the school is making to counteract a vexing but largely unseen problem nationwide: a critical shortage of competent counselors capable of giving advice to college-going high school students, precisely when the country needs more Americans to get degrees — and when getting into college is more expensive and more confusing than ever.


A single public school counselor in the United States has a caseload of 471 students, on average, according to the American School Counselor Association, or ASCA. In high schools, where counselors are often the primary source of information about college — especially as increasing numbers of students become the first in their families to consider it — each one is responsible for an average of 239 students, the ASCA says. In California, the ratio is an even more unwieldy 1-to-500. A Georgia School Counselors Association survey puts the number in that state at 1-to-512.


To make matters worse, budget cuts are forcing counselors to perform more duties unrelated to their traditional roles, such as monitoring the school cafeteria or proctoring exams, says Eric Sparks, the ASCA’s assistant director.


And if that wasn’t cause enough for concern, what little time counselors have to advise students about college is not as productive as it could be, since most get scant training in the subject before taking on the job, reports Alexandria Walton Radford, a consultant to the U.S. Department of Education who has studied the issue.


The result is an overtaxed system in which many students fall through the cracks and either never go to college, go to institutions that are the wrong matches for them, or never learn about financial aid for which they may qualify.


The average school counselor in the United States has a caseload of 471 students.


Examples range from low-income, nonwhite, and ethnic minority valedictorians and first-generation college applicants who shy away from elite schools to freshmen who rely more on friends and relatives than counselors for advice about college.


Those are among the findings of Radford’s research. She says many high school counselors have no choice but to “talk about the average student,” leaving higher-performing classmates to fend for themselves. And if the parents or other relatives of those students happen to have little knowledge of college — as is the case with many immigrants and nonwhites — they may never learn that elite schools are likely to not only accept them, but offer them financial aid.


“Counselors want to do well, but they’re constricted by caseload and the other duties assigned to them,” says Radford, author of Top Student, Top School: How Social Class Shapes Where Valedictorians Go to College.


This problem arises at precisely a time when the economic downturn has made clearer than ever the link between a college education and jobs, leading to a push at the federal and state levels for more people to get degrees.


The complexity of information coming from colleges makes matters even worse, says Barmak Nassirian, director of policy analysis at the American Association of State Colleges and Universities. There are 4,000 universities and colleges, Nassirian says. And when the huge variety of prices and financial-aid programs are taken into account, “That’s cacophony. It might as well be a random process.”


Counseling should be a source of help in this cacophony. But, he says, “Counseling is time-consuming and labor-intensive. It is perceived … as an administrative add-on and not funded adequately. With overcrowded classrooms, we’re robbing Peter to pay Paul.”


It’s revealing that three out of four private high schools, where parents expect to get their children into good colleges, have counselors who specialize in advising students about their higher educations, Radford says. And counselors in private schools have a median caseload of only 106.


A new Georgia law will require schools to factor in previously unaccounted-for student populations when assigning budgets for counselors — students who are classified as gifted, have learning disabilities, or are learning English as a second language. The goal is to lower the statewide ratio of counselors to students to a still-high ratio of 1-to-450. Sparks, of the ASCA, says other states, including North Carolina, have passed laws to stop counselors from being assigned to other duties. But at a time of stretched resources, money to lower the caseloads “has been limited.”


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domenica 5 gennaio 2014

Firms ‘Must Close CSR Gap to Grow Business’

Firms ‘Must Close CSR Gap to Grow Business’





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vice social perceptions p&g marketing craig bida cone bida social entrepeneurship Companies that close the gap between consumer expectations and perceptions of their corporate social responsibility work can positively transform their brand, according to Craig Bida, executive vice president of cause branding and nonprofit marketing for Cone Communications. The public relations and marketing executive says closing the CSR gap — that gulf between what consumers think […]


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Social Entrepeneurship, bida, cone, craig bida, marketing, p&g, perceptions, social, vice

martedì 31 dicembre 2013

How to develop an enduring edge

How to develop an enduring edge



If you want to be profitable trader you need to have a specific expertise on a setup or a bunch of setups. Expertise in skill like trading is developed through procedural memory development.To become consistent trader you need to understand key concepts of setups, expertise and procedural memory.Setup is a set of conditions used to find, enter and exit a trade. For example Momentum Burst is a setup with specific characteristics. It has specific criteria for entry, exit, risk, stops, profit target, and duration of trade. It is a structural setup in the sense this particular pattern repeats on stock after stock thousands of time in any given year.Similarly Stockbee Trend Intensity Breakouts (STIB), Episodic Pivots, Double Trouble, Stockbee Lemonade Strategy for 401 k are …



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If you want to be profitable trader you need to have a specific expertise on a setup or a bunch of setups. Expertise in skill like trading is developed through procedural memory development.

To become consistent trader you need to understand key concepts of setups, expertise and procedural memory.



Setup is a set of conditions used to find, enter and exit a trade. For example Momentum Burst is a setup with specific characteristics. It has specific criteria for entry, exit, risk, stops, profit target, and duration of trade. It is a structural setup in the sense this particular pattern repeats on stock after stock thousands of time in any given year.



Similarly Stockbee Trend Intensity Breakouts (STIB), Episodic Pivots, Double Trouble, Stockbee Lemonade Strategy for 401 k are examples of specific setups.



A setup encompasses a whole process of trading a specific trading method. If you know a traders setup you should be able to replicate his or her trade on your own. On this site the constant focus is on setups and procedural memory development.



Why is setup selection so important



If the setup you select is not based on structure of the market or is not based on observable phenomena it is extremely difficult to develop expertise on it. Setup selection allows you to narrow your focus down a specific and very narrowly focused process to be mastered. It allows you to concentrate your energy.



With proliferation of social media sites like Twitter, Facebook, Stocktwits and blogs there is constant sharing of trades. A trade is of no importance if you do not know the setup logic, scan and steps behind it. If you know the setup you know a replicable way to find that kind of trade on your own and also to trade it.



Many trading blogs or newsletter sites do not share their setups but only share their stock picks or scan results. Many traders believe if you share a setup idea and lot of people start trading it, it deteriorates. So they guard their secret sauce very tightly. Then they often claim setup is not important , but psychology is.



Once you understand the concept of setup and comprehend it you will look for setups rather than individual trades and tips. Individual trade or a stock tip might make you one time money but mastering a setup can make you money for 25 years or more.



Learning one good setup can make you thousands or millions of dollar. In order to master a setup you need to be willing to spend significant amount of effort one time till you can trade the setup consistently.



Setup selection is very important for new traders and those just starting out. In the beginning if you do not focus on setup, you will most likely blowup your account or have significant losses and never ever recover from them. Many new traders will end up giving up trading before they even find a good setup.



If you are just starting out in trading ,your task should be to hunt for a setup. Hunt for a setup used successfully by other traders. Understand it in depth. Break it down in terms of logic and process flow and then recreate it. Try it out for few months and then make changes to suit your personality. It will shorten your learning curve if you can work on existing setup than trying to find your own setup.



In the beginning of your trading career , if you are lucky enough to find a good setup it will save you 2 to 3 years of effort and frustration.



For a more experienced and successful trader, learning about new setups help you expand your repertoire of trading setups. It is easier for you to quickly learn new setup if you already trade other good setup. All successful traders trade a setup or a bunch of setups. They have skill specific to their setup. Successful traders have developed cumulative expertise on trading a very niche setup or basket of setups.



So if you are a trader looking to progress your trading further think setups and not individual trades.



Once you have a setup your problem of cognitive load will decrease because you will be doing a very narrowly focused task. Once you find your own setup you will be able to shut out environmental noise.



What is involved in developing expertise



Any expertise is task specific. So defining a specific task to become an expert at is very critical. The first step in becoming a good trader is to arrive at a tradable setup. And then become an expert in trading that particular setup. It is a very microscopic skill.

What is involved in developing expertise.



If certain task or skill is important to us we develop expertise in that specific task or skill area. These tasks can be as simple as driving a car, or cooking Italian food, or managing people, or more evolved like developing java apps, or performing brain brain surgery, or trading the markets. As adults we develop expertise in specific tasks related to our work, our hobbies, our interests, or human relationship.



Developing expertise allows you to earn money and have fulfilling life. Psychologists have studied this area extensively. Psychologists use the term expert to refer to an individual who is significantly more experienced than others in performing a particular task. A group of adults can have varying expertise on same task.



Expertise once developed allows you to do a task in less time and do it better. Expertise is developed through encapsulation. Encapsulation is a process whereby the adult learner’s cognitive energies and skills becomes focused on specific areas. Once an expertise is developed the expert does the task differently from a novice.



Novices rely on formal rules and procedures to guide them in doing a task. Experts on the other hand rely on accumulated experience. You will see this in trading.



Lot of time you will see novice trader trying to do trading in step by step manner, while an experienced trader will take and exit the trade differently because he processes information based on accumulated experience. You will see expert traders develop intuition about coming moves or danger and act quickly while novices get stuck.



Novices are also conscious of the task performance process. They are trying to do task by referring to manual or trying to remember steps. This creates distraction and creates load on cognitive process.



As expertise grows the performance of task becomes automatic. This cognitive phenomenon is called automaticity. It is developed through procedural memory. You will see this in trading. Novice traders are flustered by steps involved in trading , they fumble to find right stops or scans, or exit a trade, while expert do the same task effortlessly without much thinking or being aware of what they are doing.



As expertise is acquired the learners cognitive processes become more efficient and they can process more information quickly. They can see the whole picture. They can learn similar task quickly.



Once you develop expertise you also develop situational awareness. Studies who experts are more aware of the specific circumstances in which they are working. They can quickly change direction. You will see this in good trader. They can quickly adapt to changes in market environment. They are more aware than novice traders about the situation.



Studies of experts also show that they have highly developed self monitoring skills. They do not suffer from motivational high and low like amateurs do. They can quickly bounce back from setbacks. They have high self efficacy beliefs specific to their area of expertise.



Studies of experts show that they have larger number of strategies to do same task and they can do it more efficiently. Experts know how to get out of trouble because they have multiple strategies to deal with unexpected situations. Anyone who has traded for long period of time knows how important this skill is.



Expert traders are more flexible than novices. They rely on intuition in ways that novice find difficult to comprehend.



Let us take a task of say driving a car. Did you learn it in one day? Can you learn it by trying it for a week. Can you do it by reading a manual about it. Same way if you want to be good at trading you need to be willing to put in effort to master the task and develop expertise.



Only 5% of traders have that kind of time and attitude. Majority are just flirting from one thing to another and are just trying out bunch of things. That is why you will see high failure rate in trading.









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lunedì 2 dicembre 2013

Shopping for all: Mobile technology as social enterprise

Shopping for all: Mobile technology as social enterprise



In October, artisans in Africa gained a direct link to shoppers around the world through a mobile shopping app launched by Soko.Soko, the online shopping site founded by Ella Peinovich, Gwendolyn Floyd, and Catherine Mahugu, connects artisans and shoppers around the world through mobile technology. Using the Soko application on a mobile device, designers and artisans don’t need bank accounts or computers to upload and sell their jewelry online. “At Soko we believe that the global marketplace should be accessible to all artisans in the digital age,” Floyd said in a statement. “Artisans everywhere deserve equitable access to the means to support their craft… while consumers consistently demand access to world goods”. In addition to building relationships between consumers and artisans, Soko provides merchants with …



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In October, artisans in Africa gained a direct link to shoppers around the world through a mobile shopping app launched by Soko.


Soko, the online shopping site founded by Ella Peinovich, Gwendolyn Floyd, and Catherine Mahugu, connects artisans and shoppers around the world through mobile technology. Using the Soko application on a mobile device, designers and artisans don’t need bank accounts or computers to upload and sell their jewelry online.



“At Soko we believe that the global marketplace should be accessible to all artisans in the digital age,” Floyd said in a statement. “Artisans everywhere deserve equitable access to the means to support their craft… while consumers consistently demand access to world goods”.



In addition to building relationships between consumers and artisans, Soko provides merchants with tools and strategies to form profitable and sustainable businesses.


Initially introduced in Kenya, the free app is available to any artisan in a developing market with mobile coverage and banking systems. Artisans can create profiles and upload images and details of products to reach international consumers.


Soko functions similarly to Etsy, an online marketplace in which vendors selling vintage or handmade pieces can select the payment method offered to consumers. Soko accepts credit card payments from shoppers, and transfers the payment into mobile money payment for the vendor.


Although many social enterprises have incorporated mobile technology into their business, the practice is not yet completely mainstream. Several apps specifically designed to support social enterprise endeavors have hit the scene.



  • Social Impact uses the GPS feature in a mobile device to display more than 500 retail social enterprises in the United States, Europe and Asia. The app includes nearby restaurants, coffee shops, catering services, bakeries, ice cream stores, artisan stores, and other businesses and companies.

  • Social Enterprise Toolbox is available in e-book or iPhone mobile app format and provides a guide for business leaders at any stage of running their social enterprises. The guide addresses customer relations, products and services, market research, impact measurement, and business growth.

  • Yammer is a social network accessible through a mobile app for global companies to communicate and collaborate. Social enterprises also can develop their own apps to integrate with Yammer’s other social networking services.

  • Although not exclusively a mobile application, Custom-Clouds, a for-profit social enterprise established by Mercy Corps, the eBay Foundation and Thoughtworks, provides affordable basic web services, including mobile website design and training, to businesses in Indonesia.


The market for mobile technology in social enterprise is growing. More and more companies like Soko are seizing opportunities to build business through mobile apps, ultimately benefiting their cause.


“We want to truly empower [artisans] by providing, through simple mobile technology, the practical industry knowledge required to flourish as artisans and.. participate in the global marketplace, becoming a driver of social and economic development in their community” Floyd said.





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Social Entrepeneurship, artisans, enterprise, europe, insurance, kenya, king, online, social

martedì 26 novembre 2013

Infographic – 20 Captivating Marketing Statistics That Will Drive 2014

Infographic – 20 Captivating Marketing Statistics That Will Drive 2014



Infographic – 20 Captivating Marketing Statistics That Will Drive 2014 Infographic – 20 Captivating Marketing Statistics That Will Drive 2014 | Angel Investment Network Blog Infographic – 20 Captivating Marketing Statistics That Will Drive 2014Posted onNovember 25, 2013bymikelebusThis entry was posted in Marketing & Social Media and tagged blog marketing, blogging, digital marketing, digital marketing strategy, e-marketing, Facebook, Google Plus, Google+, Linkedin, marketing, MySpace, online marketing, online marketing strategy, Pinterest, PR, public relations, search engine marketing, search engine optimisation, SEO, social media, social media marketing, social media strategy, Twitter, video marketing, web marketing, web marketing strategy, website marketing, YouTube. Bookmark the permalink. Recent Posts Infographic – 20 Captivating Marketing Statistics That Will Drive 2014 Infographic – Where Startup Funding Really Comes From Video – The 7 Things You Think You Know About Business Angels Infographic …



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Infographic – 20 Captivating Marketing Statistics That Will Drive 2014



Infographic – 20 Captivating Marketing Statistics That Will Drive 2014 | Angel Investment Network Blog Infographic – 20 Captivating Marketing Statistics That Will Drive 2014Posted onNovember 25, 2013bymikelebusThis entry was posted in Marketing & Social Media and tagged blog marketing, blogging, digital marketing, digital marketing strategy, e-marketing, Facebook, Google Plus, Google+, Linkedin, marketing, MySpace, online marketing, online marketing strategy, Pinterest, PR, public relations, search engine marketing, search engine optimisation, SEO, social media, social media marketing, social media strategy, Twitter, video marketing, web marketing, web marketing strategy, website marketing, YouTube. Bookmark the permalink. Recent Posts Infographic – 20 Captivating Marketing Statistics That Will Drive 2014 Infographic – Where Startup Funding Really Comes From Video – The 7 Things You Think You Know About Business Angels Infographic – Brain Drain – Companies around the world are …



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Infographic – 20 Captivating Marketing Statistics That Will Drive 2014


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sabato 23 novembre 2013

What You Sacrifice Today for a Better Tomorrow

What You Sacrifice Today for a Better Tomorrow



The reality of retirement savings comes down to a very simple decision.Each paycheck or each week or each month, you have a choice to make. You can either put a certain amount of money away for retirement, or you can keep it and spend it on other expenses as you see fit.Every time you choose to put some money away, it essentially disappears out of your life for a long while. It goes into a 401(k) or an IRA or some other savings vehicle and it grows slowly, ideally earning a bit of a return each year.When you actually reach retirement age – around 60 for most of these plans – you can access that money without penalty and, ideally, that money has grown quite …



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The reality of retirement savings comes down to a very simple decision.


Each paycheck or each week or each month, you have a choice to make. You can either put a certain amount of money away for retirement, or you can keep it and spend it on other expenses as you see fit.


Every time you choose to put some money away, it essentially disappears out of your life for a long while. It goes into a 401(k) or an IRA or some other savings vehicle and it grows slowly, ideally earning a bit of a return each year.


When you actually reach retirement age – around 60 for most of these plans – you can access that money without penalty and, ideally, that money has grown quite a bit. Let’s say, hypothetically, that it has quadrupled.


So let’s look at it that way. If you could put a dollar into a machine knowing that it would spit out four dollars when you’re old, would you do it? How many times would you do it?


It’s easy to think of it as a simple exchange. You’re thinking about having a coffee at Starbucks, but then you realize you could just drop $5 in the machine instead, knowing that you’ll have $20 when you’re older. You choose to skip this little forgettable thing and that little forgettable thing, knowing that by doing so, you’re passing money to yourself that you might really need later.


In other words, it seems very reasonable to skip out on some of the most inessential items in life if you know that by doing so you’ll help yourself with the essentials of life later on.


Here’s the problem, though, and I think it’s why a lot of Americans don’t save for retirement or don’t save enough.


It’s easy to make that choice in the moment with regards to one little inessential expense that’s right in front of us. The choice to forego a little treat or something like that is an easy one in the moment.


It’s a lot harder to make that decision outside of the moment when you’re looking at a bunch of inessential expenses at once.


What’s the difference? When you look at a bunch of inessential expenses at once, you don’t see the loss of three cups of coffee and two magazines. You see the loss of freedom of choice. The idea that you would choose to bring home a smaller paycheck seems very painful because it means that you have fewer opportunities.


The thing to always keep in mind is that every dollar you put into retirement is only eliminating the least essential things you might buy. Putting away $20 a week for retirement means $20 you’re not spending on a bigger cup of coffee at Starbucks or a celebrity gossip magazine or a song downloaded from iTunes. It’s $20 not spent on the most forgettable stuff in your life.


Now, roll the clock forward to retirement. Your only income is Social Security plus whatever you chose to put away during your working years. Over that time, your $20 has turned into $80. $80 on top of Social Security makes a big difference in terms of making ends meet.


Saving for retirement simply means dropping the least essential expenses today so that you have the money for highly essential expenses later.


If you’re afraid to sign up for retirement because you don’t want to lose a little bit out of your paycheck, keep this idea in mind. You’re not losing freedom. You’re simply choosing to give up some of the least important ways you spend money so that you’ll have enough money to keep food on the table later on.


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venerdì 15 novembre 2013

Infographic – Brain Drain – Companies around the world are mining for mind power in Silicon Valley

Infographic – Brain Drain – Companies around the world are mining for mind power in Silicon Valley



Infographic – Brain Drain – Companies around the world are mining for mind power in Silicon ValleyNov 15th, 2013 · 0 CommentInfographic – Brain Drain – Companies around the world are mining for mind power in Silicon Valley Infographic – Brain Drain – Companies around the world are mining for mind power in Silicon Valley | Angel Investment Network Blog Infographic – Brain Drain – Companies around the world are mining for mind power in Silicon ValleyPosted onNovember 15, 2013bymikelebusThis entry was posted in Start-Up & Entrepreneurship and tagged advisory board, bootstrap, bootstrapping, business idea, co-founder, early stage business, early stage company, entrepreneur, entrepreneurship, founder, founding team, small business, SME, start-up, start-up business, start-up company, start-ups, startup, startup business, startup company, startup team, startups. …



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Infographic – Brain Drain – Companies around the world are mining for mind power in Silicon Valley



Infographic – Brain Drain – Companies around the world are mining for mind power in Silicon Valley | Angel Investment Network Blog Infographic – Brain Drain – Companies around the world are mining for mind power in Silicon ValleyPosted onNovember 15, 2013bymikelebusThis entry was posted in Start-Up & Entrepreneurship and tagged advisory board, bootstrap, bootstrapping, business idea, co-founder, early stage business, early stage company, entrepreneur, entrepreneurship, founder, founding team, small business, SME, start-up, start-up business, start-up company, start-ups, startup, startup business, startup company, startup team, startups. Bookmark the permalink. Recent Posts Infographic – Brain Drain – Companies around the world are mining for mind power in Silicon Valley Video – The Transformation of the VC Business Model Infographic – US Venture Capital Trends by …



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mercoledì 6 novembre 2013

Infographic – Top Content Marketing Trends You Need To Know

Infographic – Top Content Marketing Trends You Need To Know



Infographic – Top Content Marketing Trends You Need To KnowNov 6th, 2013 · 0 CommentInfographic – Top Content Marketing Trends You Need To Know This infographic from the Content Marketing Institute shows how important it is to include content marketing as part of your marketing plans.The Key To Creating Successful Content Marketing35% of B2B leaders say their key is to create engaging content 86% of companies hire someone to manage their content marketing 66% swear by a specific strategy Top 7 Ways Companies Are Engaging Their AudiencesSocial media – 87% Articles specifically posted on their company website – 81% E-newsletters – 80% Blogs – 76% Live events – 76% Case studies – 73% Videos – 73% How important is content marketing as part of your business’ …



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Infographic – Top Content Marketing Trends You Need To Know



This infographic from the Content Marketing Institute shows how important it is to include content marketing as part of your marketing plans.The Key To Creating Successful Content Marketing35% of B2B leaders say their key is to create engaging content 86% of companies hire someone to manage their content marketing 66% swear by a specific strategy Top 7 Ways Companies Are Engaging Their AudiencesSocial media – 87% Articles specifically posted on their company website – 81% E-newsletters – 80% Blogs – 76% Live events – 76% Case studies – 73% Videos – 73% How important is content marketing as part of your business’ marketing strategy?



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mercoledì 23 ottobre 2013

3 Ways to Gain Investors for Business Startups

3 Ways to Gain Investors for Business Startups



3 Ways to Gain Investors for Business Startups Angel investor | Business funding | Start Up funding | Investor | Venture Capital | Business PlanHome | Terms of Use | Privacy Policy | Internet Partners | Contact us | Instant Mortgage Quotes | Related Articles | Funded BlogAll Rights Reserved. Copyright 2011 Funded.com; business funding via Funded’s Blog:There are a lot of things that business owners have to think about when establishing a startup. However, nothing is more important and challenging than finding investors who are willing to listen to a pitch and possibly provide funding for business startups.Unfortunately for entrepreneurs, finding an investor is not an easy task. Sometimes, one has to talk to at least fifty persons just to find someone who is willing…



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3 Ways to Gain Investors for Business Startups



Angel investor | Business funding | Start Up funding | Investor | Venture Capital | Business PlanHome | Terms of Use | Privacy Policy | Internet Partners | Contact us | Instant Mortgage Quotes | Related Articles | Funded BlogAll Rights Reserved. Copyright 2011 Funded.com; business funding



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There are a lot of things that business owners have to think about when establishing a startup. However, nothing is more important and challenging than finding investors who are willing to listen to a pitch and possibly provide funding for business startups.


Unfortunately for entrepreneurs, finding an investor is not an easy task. Sometimes, one has to talk to at least fifty persons just to find someone who is willing to provide capital for the business startup. The number is even higher in case of startups that focus on special fields such as medicine, among others.


Despite this challenge, there are a number of resources that could help a potential million-dollar business reach the top. Here are some things that could help a business startup owner attract investors:


Establish Social Media Presence


There are a number of social media sites on the Internet that could help an entrepreneur find an interested investor. Having a profile in such sites makes it easier for investors to understand your business and gain their possible trust for a partnership. Browsing through other profiles can also help business owners establish connection to a number of investors who are based in other areas.


Create a List of Possible Investors


The problem with neophyte business owners is that they usually think that all investors are interested in what they have to say. This is not true. In fact, the possibility of getting an investor on board is highly dependent on their interests.


So as not to waste time pitching to someone who is not interested, a business owner must create a strategic list of people who are known to be interested in the kind of business that they are planning to start. Entrepreneurs must keep in mind that some investors only put money on specific fields such as medicine or information technology. Knowing the interests of the investors will surely remove some of the time that has to be spent looking for financial support.


Maximize Networks


Securing an investment requires a lot of trust on the part of both the investor and the business owner. This is usually a problem for owners because some investors would refuse their proposals out right because they don’t know them


In order to avoid this frustrating situation, business owners are advised to use their connections to get acquainted with a potential investor. Having someone introduce you to a possible partner is a good way to get his or her approval. This is clearly much better than having to introduce a business without the support of a network.


More detailed information and useful advice can be found at http://www.funded.com Created by Mark Favre, it offers expertise and assistance with developing and funding your concept, including a private forum for queries and discussions. If you need access to investors and funding providers, please do check our website.http://www.funded.com


Copyright2013 Funded.com LLC


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martedì 22 ottobre 2013

Social investment takes the stage: Five forums you should know about

Social investment takes the stage: Five forums you should know about



When Thanh Truong, a dentist in Vietnam, wanted to help women in the Mekong Delta work their way out of poverty, she thought of quilting. With a small investment, Truong hired 35 women to begin producing the quilts, initially sold to friends. Now, 12 years later, Mekong Quilts has seven shops and employs over 340 women full time.Mekong Quilts is one of many examples of a successful social enterprise program. Around the world, businesses and organizations are applying investment strategies to improve human and environmental well-being and make a financial return.Several social investment forums brought social investment into the mainstream in 2013 and helped create and viable finance social investment and enterprise projects in Vietnam. At the Social Investment Forum in August in Hanoi, social investment experts discussed …



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When Thanh Truong, a dentist in Vietnam, wanted to help women in the Mekong Delta work their way out of poverty, she thought of quilting. With a small investment, Truong hired 35 women to begin producing the quilts, initially sold to friends. Now, 12 years later, Mekong Quilts has seven shops and employs over 340 women full time.


Mekong Quilts is one of many examples of a successful social enterprise program. Around the world, businesses and organizations are applying investment strategies to improve human and environmental well-being and make a financial return.


Several social investment forums brought social investment into the mainstream in 2013 and helped create and viable finance social investment and enterprise projects in Vietnam. At the Social Investment Forum in August in Hanoi, social investment experts discussed Vietnam’s potential and readiness for social investment, as well as ways to increase accessibility of social investment opportunities .


In 2012, there were 200 self-identified social enterprise organizations in Vietnam. But social investment totalled just $2 million, and another 165,000 organizations could become social enterprises, forum organizers said. The large gap between actual and potential social enterprises in Vietnam reflects the lack of legal structure for social enterprises, according to The Guardian. Organizations that could be considered social enterprises instead identify themselves as charities or simply as a business. The Social Investment Forum recommended creating a legal structure for social enterprises that would include tax relief for investors and policies that would incorporate and value social impact.


Other social investment forums held this year targeted Western investors, policy makers, philanthropists, and students to engage in the social investment movement. Here are four of the top annual forums to check out for next year:



  • Finance for a Sustainable Future 2013, sponsored by the Forum for Sustainable and Responsible Investments last May in Chicago, connected investors, consultants, analysts and other financial professionals to research, education and leadership opportunities in sustainable investment. Speakers discussed new trends, approaches and policy developments in the field.

  • Responsible Investment Forum 2013 was dedicated to reducing social inequalities and environmental damage.The London forum, hosted by Private Equity International in June, explored the impact that environmental, social and governance issues have on debt, and how private equity managers can navigate emerging markets while considering these issues.

  • The Social Enterprise World Forum is hosted by a different country each year. The 2013 forum, earlier this month in Calgary, sought to bring representatives from all social enterprise sectors to launch the social enterprise movement into the mainstream. The topics ranged from innovation to systemic change, but the theme of the forum centered on community organization and empowerment. The forum spotlighted organizations such as the Okanagan Changemakers and Groupe Convex that exemplify this theme by promoting community involvement and meaningful employment.

  • The theme for the Social Enterprise Summit 2013 in May in Minneapolis was “Building an Economy on Purpose,” reflecting the host’s belief that social enterprise is the most hopeful way to create successful global economies that serve the common good. The Summit brought together organizations to share success stories and learn from each other.


Thanh Truong proved that a vision and small financial expenditure could dramatically improve the quality of life of the women with whom she works. These international forums confirm that similar commitments made by businesses and organizations around the world would be beneficial to investors and communities alike.






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martedì 15 ottobre 2013

Many to Miss if U.S. Defaults

Many to Miss if U.S. Defaults



Social Security recipients. Doctors who treat Medicare patients. Military pensioners. Companies with federal contracts. Government workers. Bond investors.If Congress fails to raise the debt ceiling in time, anyone owed money by the federal government could eventually be left in the lurch.The reason: Treasury Secretary Jack Lew wouldn’t have enough money to pay all the bills in full and on time.Thursday is the working deadline for when the cash crunch begins, and though negotiators in Congress were making progress, as of late Monday, there was still no deal.CNNBio Google+ Latest Posts Stuart McPhee has more than 16 years’ experience as a private trader and he specializes in technical market analysis of major currency pairs. He is the author of several bestselling trading books, most recently …



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Social Security recipients. Doctors who treat Medicare patients. Military pensioners. Companies with federal contracts. Government workers. Bond investors.


If Congress fails to raise the debt ceiling in time, anyone owed money by the federal government could eventually be left in the lurch.


The reason: Treasury Secretary Jack Lew wouldn’t have enough money to pay all the bills in full and on time.


Thursday is the working deadline for when the cash crunch begins, and though negotiators in Congress were making progress, as of late Monday, there was still no deal.


CNN


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