Visualizzazione post con etichetta english. Mostra tutti i post
Visualizzazione post con etichetta english. Mostra tutti i post

domenica 12 gennaio 2014

FX Drivers in the Week Ahead | Zero Hedge

FX Drivers in the Week Ahead | Zero Hedge



At the risk of oversimplifying, there seems to be a single overriding driver of the global capital markets in the coming days. It is how investors see the implications of last week’s dismal jobs data.In particular, many observers are suggesting that it raises doubts over the Fed’s willingness to continue to pullback from its asset purchases, as generally outlined along side last month’s tapering decision. Some observers have linked it to arguments that the economy has become dependent on QE and at the first sign of withdrawal there is a loss of activity.The immediate response was to send US Treasuries broadly higher and the dollar lower, against nearly all the major and many emerging markets currencies. The main exception was the Canadian dollar, which was …



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At the risk of oversimplifying, there seems to be a single overriding driver of the global capital markets in the coming days. It is how investors see the implications of last week's dismal jobs data. In particular, many observers


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giovedì 9 gennaio 2014

Counselors Key to Getting Students from High School to College

Counselors Key to Getting Students from High School to College



The challenges facing high school counselors, who are tasked with discussing college and career choices with students, can be difficult. As a piece from the Hechinger Report illustrates, a counselor at Campbell High, in Smyrna, GA, when asking about her students’ goals, was greeted with indifference and wisecracks like “Become a drug dealer.” Later, when asked to sit at computers and go through a questionnaire to help determine what courses of studies and careers would be good fits for them, several of the same students struggle with the words on the screen, English still foreign to them. In spite of all these warning signs, counselors’ caseloads are so big that this may be the only time for at least a year that many of these…



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The challenges facing high school counselors, who are tasked with discussing college and career choices with students, can be difficult. As a piece from the Hechinger Report illustrates, a counselor at Campbell High, in Smyrna, GA, when asking about her students’ goals, was greeted with indifference and wisecracks like “Become a drug dealer.”


Later, when asked to sit at computers and go through a questionnaire to help determine what courses of studies and careers would be good fits for them, several of the same students struggle with the words on the screen, English still foreign to them.


In spite of all these warning signs, counselors’ caseloads are so big that this may be the only time for at least a year that many of these students will ever see her or any other counselor. The best she can do is reach out each fall to Campbell’s 800 first-year students in groups like these, to try to give them an idea of what life might be like beyond their early teens.


Campbell High, in Smyrna, a fast-growing city about 20 miles northwest of Atlanta where one in five children under 18 lives in poverty, began holding the group meetings this year. They’re among several attempts the school is making to counteract a vexing but largely unseen problem nationwide: a critical shortage of competent counselors capable of giving advice to college-going high school students, precisely when the country needs more Americans to get degrees — and when getting into college is more expensive and more confusing than ever.


A single public school counselor in the United States has a caseload of 471 students, on average, according to the American School Counselor Association, or ASCA. In high schools, where counselors are often the primary source of information about college — especially as increasing numbers of students become the first in their families to consider it — each one is responsible for an average of 239 students, the ASCA says. In California, the ratio is an even more unwieldy 1-to-500. A Georgia School Counselors Association survey puts the number in that state at 1-to-512.


To make matters worse, budget cuts are forcing counselors to perform more duties unrelated to their traditional roles, such as monitoring the school cafeteria or proctoring exams, says Eric Sparks, the ASCA’s assistant director.


And if that wasn’t cause enough for concern, what little time counselors have to advise students about college is not as productive as it could be, since most get scant training in the subject before taking on the job, reports Alexandria Walton Radford, a consultant to the U.S. Department of Education who has studied the issue.


The result is an overtaxed system in which many students fall through the cracks and either never go to college, go to institutions that are the wrong matches for them, or never learn about financial aid for which they may qualify.


The average school counselor in the United States has a caseload of 471 students.


Examples range from low-income, nonwhite, and ethnic minority valedictorians and first-generation college applicants who shy away from elite schools to freshmen who rely more on friends and relatives than counselors for advice about college.


Those are among the findings of Radford’s research. She says many high school counselors have no choice but to “talk about the average student,” leaving higher-performing classmates to fend for themselves. And if the parents or other relatives of those students happen to have little knowledge of college — as is the case with many immigrants and nonwhites — they may never learn that elite schools are likely to not only accept them, but offer them financial aid.


“Counselors want to do well, but they’re constricted by caseload and the other duties assigned to them,” says Radford, author of Top Student, Top School: How Social Class Shapes Where Valedictorians Go to College.


This problem arises at precisely a time when the economic downturn has made clearer than ever the link between a college education and jobs, leading to a push at the federal and state levels for more people to get degrees.


The complexity of information coming from colleges makes matters even worse, says Barmak Nassirian, director of policy analysis at the American Association of State Colleges and Universities. There are 4,000 universities and colleges, Nassirian says. And when the huge variety of prices and financial-aid programs are taken into account, “That’s cacophony. It might as well be a random process.”


Counseling should be a source of help in this cacophony. But, he says, “Counseling is time-consuming and labor-intensive. It is perceived … as an administrative add-on and not funded adequately. With overcrowded classrooms, we’re robbing Peter to pay Paul.”


It’s revealing that three out of four private high schools, where parents expect to get their children into good colleges, have counselors who specialize in advising students about their higher educations, Radford says. And counselors in private schools have a median caseload of only 106.


A new Georgia law will require schools to factor in previously unaccounted-for student populations when assigning budgets for counselors — students who are classified as gifted, have learning disabilities, or are learning English as a second language. The goal is to lower the statewide ratio of counselors to students to a still-high ratio of 1-to-450. Sparks, of the ASCA, says other states, including North Carolina, have passed laws to stop counselors from being assigned to other duties. But at a time of stretched resources, money to lower the caseloads “has been limited.”


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domenica 22 dicembre 2013

Use the Winter Break to Stash Some Cash

Use the Winter Break to Stash Some Cash



Obviously, one way to earn some money is to get a part-time job. Holiday or seasonal jobs over your break or January term are also good ways to make some extra money without cramping your studying style too much. For the first couple weeks after Thanksgiving, you may find yourself in a little bit of an exam crunch, but after your tests you won’t have to keep your mind on anything but the money you’re making. If parents have time to do a part-time seasonal job as well, you could easily put $2,000 to $3,000 toward the college kitty in a little over a month. If you already have one, you can always offer to work extra hours, try to pick up a…



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Obviously, one way to earn some money is to get a part-time job. Holiday or seasonal jobs over your break or January term are also good ways to make some extra money without cramping your studying style too much. For the first couple weeks after Thanksgiving, you may find yourself in a little bit of an exam crunch, but after your tests you won’t have to keep your mind on anything but the money you’re making. If parents have time to do a part-time seasonal job as well, you could easily put $2,000 to $3,000 toward the college kitty in a little over a month.


If you already have one, you can always offer to work extra hours, try to pick up a shift here and there or impress your boss and shoot for a promotion. If nothing else, your willingness to work and your diligence should net you a raise (one would hope!). If you’re pretty sharp, and let’s make that assumption based on the fact that you’re in college, you can put up flyers offering to tutor K-12 students and help them out with whatever your best at, whether it’s math, science, English or Spanish. An hourly rate of up to $20 is certainly not unheard of, and you should be able to work a tutoring gig around your existing class schedule pretty easily once classes start up again.


Another way to get some extra cash is to have a garage sale. Face it, much of the stuff you’re leaving behind is stuff you most likely will not use again. By the time the holidays roll around you have a pretty good idea what things are extraneous to your new college life. Or if you’re more motivated, start an eBay business and clean the clutter out of your (or your parents’ house). Let someone else enjoy the old lava lamp from your room while you earn your degree. With that fancy education, you’ll be able to get a job that will pay you enough to buy two lava lamps. New ones.


Dig a Little Deeper


Apart from the traditional part-time jobs and other methods of earning money that are out there, you can also try a few avenues that are not only more flexible time-wise but also tend to be less tapped out than the job market. One avenue you could explore that could actually be fun is to be a secret, or “mystery” shopper. Many legitimate companies, like National Shopping Service, will actually pay you to eat out at restaurants or buy groceries that you get to keep. You definitely won’t get rich doing it, but it’s fun and the combination of money earned from the work and the dollars you could save on food and entertainment expenses could go some way in padding your bottom line.


In a similar vein, if you enjoy television and radio, you and your family could apply to become Nielsen households. You don’t really have to do anything differently except wear or carry a small device that monitors what you watch on TV and listen to on the radio. They are somewhat selective, but if you are accepted, each member of the household who agrees to wear the device receives a small monthly stipend that, if pooled together, could amount to an additional $1,000 or more per year that can be funneled toward college expenses.


Bottom line, if you think about it, is that every $20 extra dollars you put aside per week amounts to an additional $1,000 per year in savings. Think about how you can make an extra $20 or even $40 per week. Collect cans and bottles and redeem them. Donate bodily fluids (certain fluids can actually be quite lucrative), if you’re old enough to do so. In four years, you won’t miss the plasma and you’ll love not having the extra principal on your student loan bill. I know it sounds (and is) a little outside the norm, but hey, college is supposed to be an experience right? Think about the stories you could tell your grand kids about walking to class uphill both ways in 40 feet of snow with an IV drip attached to your arm, draining you of precious bodily fluids. That alone is worth the light-headedness.


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Personal Finance, college life, device, english, family, holiday, saving strategy, shopping, spanish, winter

lunedì 18 novembre 2013

How To Take Charge Of Your Design Business

How To Take Charge Of Your Design Business



Whitney English, Day Designer Whitney English, Day Designer via AB Home… GooglePlus Facebook E-mail NewsletterSign up now to receive breaking news and to hear what’s new with our website! © 2013 Italian Design. All rights reserved.Web Net 3.0: Guest Posting and Web Marketing Network – Web Design and DevelopmentPI 08195440964 – TEL.: +39.335.6408081



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Well it was a whirlwind trip to Arkansas but well worth the effort. I had not seen Maria in over two years so it was nice to room with her and hang out. She is such an intense energy, an extravert by nature, that my introverted energy gets great boosts of activity (and chaos) when [...]


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martedì 5 novembre 2013

Zend Framework based PHP Project – repost by sascoms

Zend Framework based PHP Project – repost by sascoms



L’acquisto di uno SmartPhone rappresenta sempre un momento particolare…AJAXAjax is the acronym for Asynchronous JavaScript and XML and is a group of interrelated web development techniques used on the client-side to create asynchronous web applications. With Ajax, web applications can send data to, and retrieve data from, a server asynchronously (in the background) without interfering with the display and behavior of the existing page. Data can be retrieved using the XMLHttpRequest object. Despite the name, the use of XML is not required (JSON is often used instead), and the requests do not need to be asynchronous. AJAX is not a new programming language, but a new way to use existing standards. AJAX is the right way of exchanging data with a server, and updating parts …



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Hello, We are looking for Zend Framework experienced PHP developers who can work with us for our enterprise level web projects. Zend Framework, PHP5, OOP, MVC, CSS, Ajax and some Twitter Bootstrap skils are required… (Budget: €250-€750 EUR, Jobs: HTML, MVC, PHP, Website Design, Zend)



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Zend Framework based PHP Project – repost by sascoms


Hello, We are looking for Zend Framework experienced PHP developers who can work with us for our enterprise level web projects. Zend Framework, PHP5, OOP, MVC, CSS, Ajax and some Twitter Bootstrap skils are required… (Budget: €250-€750 EUR, Jobs: HTML, MVC, PHP, Website Design, Zend)


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Zend Framework based PHP Project – repost by sascoms


L’articolo Zend Framework based PHP Project – repost by sascoms sembra essere il primo su Ajax Time.


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martedì 15 ottobre 2013

Petrol Increase because Traders Can't Read | Zero Hedge

Petrol Increase because Traders Can't Read | Zero Hedge



We all know that it’s not actually the message that is important but the way that the words are interpreted by those reading them. Never has that been more important than with Twitter. You only get 140 characters, which might be too much when we read some of the comments on there. But, for others it’s far from enough. Traders look like they could be needing a few more pages to get the full picture. Just a few days ago traders made a mistake when they read the tweet posted by the Israeli army on October 10th 2013. The tweet was to celebrate the 40th anniversary of the end of the Yom Kippur War in 1973. But traders in the world believed it was actually happening and acted immediately.Twitter …



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We all know that it's not actually the message that is important but the way that the words are interpreted by those reading them. Never has that been more important than with Twitter. You only get 140 characters, which might


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